Terms and Conditions of Service

Introduction and Acceptance

Welcome to werolzenokelos Financial Planning. These Terms and Conditions govern your use of our website and financial planning consultation services. By accessing our website or using our services, you agree to be bound by these terms.

If you do not agree with any part of these terms, please do not use our website or services.

Definitions

For the purposes of these Terms and Conditions:

  • "Company," "we," "us," or "our": Refers to werolzenokelos Financial Planning, ABN 12 345 678 901
  • "Services": Refers to our financial planning consultations, analysis, and related advisory services
  • "User," "you," or "your": Refers to any individual or entity accessing our website or using our services
  • "Website": Refers to werolzenokelos.world and all associated pages and subdomains

Use of Our Services

Our financial planning consultation services are subject to the following terms:

Permitted Uses

  • Accessing information about our financial planning services and consultation offerings
  • Scheduling and participating in authorized consultation sessions
  • Receiving and implementing guidance provided during consultations at your discretion

Prohibited Activities

You agree not to engage in any of the following activities:

  • Using our services for illegal purposes or in violation of applicable laws
  • Sharing confidential information obtained during consultations with unauthorized parties
  • Attempting to reverse-engineer, hack, or compromise our website security
  • Providing false or misleading information during consultations or registration
  • Using our services to compete with or harm our business interests

User Responsibilities

As a user of our services, you are responsible for:

  • Providing accurate and complete information during consultations
  • Maintaining confidentiality of your account information and login credentials
  • Promptly notifying us of any changes to your contact information or circumstances
  • Using our recommendations and guidance at your own discretion and risk

Intellectual Property Rights

All content on our website, including text, graphics, logos, and consultation materials, is owned by werolzenokelos Financial Planning or used with permission. You may not reproduce, distribute, or create derivative works without express written permission.

Unauthorized use of our intellectual property may result in legal action and termination of services.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

Payment Terms and Billing

The following terms apply to payment for our subscription services:

  • Monthly subscription fees of $250 AUD are billed in advance on a recurring basis
  • All fees are inclusive of applicable GST and taxes as required by law
  • Payment is due immediately upon billing, with services subject to suspension for non-payment
  • Cancellation requires 30 days written notice, with no refunds for partial months

Limitation of Liability

To the fullest extent permitted by law, werolzenokelos Financial Planning shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Our total liability for any claims shall not exceed the amount you paid for services in the 12 months preceding the claim.

Dispute Resolution

We are committed to resolving disputes amicably and efficiently through the following process:

Arbitration Agreement

Any disputes that cannot be resolved through direct negotiation shall be subject to binding arbitration under Australian arbitration rules.

Arbitration proceedings will be conducted in Melbourne, Victoria, with costs allocated according to arbitrator determination.

EU Online Dispute Resolution

For European Union residents, online dispute resolution is available through the official EU ODR platform.

Access the EU Online Dispute Resolution platform for cross-border disputes.: EU ODR Platform

Termination of Services

Either party may terminate the service relationship with appropriate notice. We reserve the right to terminate services immediately for breach of these terms or illegal activities.

Upon termination, your access to consultation services will cease, and any confidential information must be returned or destroyed.

Indemnification

You agree to indemnify and hold harmless werolzenokelos Financial Planning from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Governing Law

These disclaimers and our services are governed by the laws of Australia, and any disputes will be subject to the jurisdiction of Australian courts.

Severability

If any provision of these Terms and Conditions is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and werolzenokelos Financial Planning.

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website.

Continued use of our services after changes constitutes acceptance of the modified terms.

Contact Information for Terms

If you have questions about these Terms and Conditions, please contact us at contact@werolzenokelos.world or +61-258-248-420.

Email Address: contact@werolzenokelos.world

Phone Number: +61 258 248 420

Business Address: Level 12, 123 Collins Street, Melbourne VIC 3000

Last Updated: September 28, 2025

These Terms and Conditions were last updated on September 15, 2025.