Important Disclaimers and Legal Information

Past performance does not guarantee future results.

Financial markets involve risk and values may fluctuate. Consult with qualified professionals before making financial decisions.

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information contained herein.

Any reliance you place on such information is strictly at your own risk. We recommend that you independently verify any information before acting upon it and seek professional advice where appropriate.

Limitation of Liability

To the fullest extent permitted by law, werolzenokelos Financial Planning shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, revenue, or business opportunities
  • Interruption of business or loss of data
  • Personal injury or property damage
  • Any other pecuniary or non-pecuniary loss or damage

Information Accuracy

While we make every effort to ensure the information on our website is current and accurate, we cannot guarantee that all information is error-free or complete. Market conditions and regulations change frequently, and information may become outdated.

We reserve the right to modify, update, or remove content at any time without prior notice.

Users are advised to verify current information independently before making any decisions based on website content.

No Professional Advice

The content on this website does not constitute professional financial, legal, tax, or other specialized advice. Our consultation services provide guidance and analysis, but do not replace the need for professional advisors in specific areas.

Always consult with qualified professionals regarding your specific circumstances before making important financial decisions.

External Links

This website may contain links to external websites operated by third parties. We do not control the content or availability of these external sites and cannot be held responsible for their content, privacy policies, or practices.

The inclusion of any link does not imply endorsement of the linked site or its content. Users access external links at their own risk.

Financial Services Disclaimer

Our financial planning consultations are designed to provide guidance and analysis based on your individual circumstances. We do not provide specific investment recommendations or guarantee any particular outcomes.

  • All financial decisions involve risk and potential for loss
  • Market conditions can change rapidly and affect outcomes
  • Individual circumstances vary and require personalized consideration

Results and Expectations

Individual results may vary.

The effectiveness of our financial planning guidance depends on many factors including individual circumstances, market conditions, and implementation of recommendations. We cannot guarantee specific outcomes or results from our consultation services.

Jurisdictional Information

This disclaimer is governed by Australian law and regulations. Different jurisdictions may have varying requirements and protections.

Local Law Variations

Users outside Australia should be aware that local laws and regulations may differ from those described on this website.

  • Australian financial services regulations apply to our operations
  • Consumer protection laws may vary by location
  • Tax implications differ across jurisdictions

These disclaimers and our services are governed by the laws of Australia, and any disputes will be subject to the jurisdiction of Australian courts.

User Indemnification

By using our services, you agree to indemnify and hold harmless werolzenokelos Financial Planning, its officers, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Severability

If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to our website. Continued use of our services after changes constitutes acceptance of the modified disclaimer.

Contact Information for Disclaimer Matters

If you have questions about this disclaimer or need clarification on any points, please contact us using the information provided below.

Email Address: contact@werolzenokelos.world

Phone Number: +61 258 248 420

Business Address: Level 12, 123 Collins Street, Melbourne VIC 3000

Last Updated: September 28, 2025

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